🎧 You’re Listening to America’s #1 Daily Real Estate Podcast
With Tim and Julie Harris — coaches to thousands of top-producing agents and top eXp Realty sponsors on the planet. 🌎
If you’re ready to make 2026 your breakthrough year, don’t wait.
This is your chance to partner directly with Tim and Julie.
Let’s go! It’s time for you to upgrade your real estate brokerage experience.
👉 Go now to https://WhyLibertas.com/Harris
or text Tim directly at 512-758-0206.
Opportunity doesn’t wait — and neither should you.
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🚨 Most Agents Won’t Survive 2026…
The 2026 real estate market will be a beast. 😱
Most agents will struggle — but the winners already know what works.
Tim & Julie Harris share the exact playbook:
✅ Proven lead generation
✅ Repeatable systems
✅ Branding that makes sellers pick YOU
⚡ No fluff. No BS. Just real coaching built for 2026.
👉 Save your seat now https://HarrisMastermind.com
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🧭 Track & Tame Your Money (Steps 1–3)
1️⃣ Face the Numbers — Know Your Financial Baseline
You can’t improve what you refuse to measure.
🔍 Calculate your net worth (assets minus liabilities)
📒 Track all accounts: checking, savings, loans, subscriptions
📱 Use https://MonarchMoney.com to see everything in one dashboard
👉 Agent Tip: Treat your finances the same way you treat a market analysis—data brings clarity.
🗺️ Extra Resource: Download your Real Estate Treasure Map at https://PremierCoaching.com.
🔥 You Asked, We Delivered!
Today’s presentation notes, lead generation systems, scripts, and daily action plans — all inside our FREE Daily Newsletter.
Don’t miss it 👉 https://harrisrealestatedaily.com/
2️⃣ Create a Realistic, Simple Budget
Budgeting isn’t punishment—it’s permission.
Use the 50/30/20 rule:
50% needs
30% wants
20% savings & debt payoff
Eliminate unused subscriptions and track one month of spending to get a reality check.
👫 Couples Tip: Give each person a no-judgment monthly “fun fund.”
📘 Use your Treasure Map to turn your budget from a spreadsheet into a wealth-building plan.
3️⃣ Automate What You Can — Eliminate Decision Fatigue
Automation = discipline without willpower.
Auto-pay bills
Auto-deposit savings
Auto-invest monthly
Auto-set aside taxes
👉 Agent Tip: Divide each commission check:
20% taxes • 20% savings • 60% operations
🏡 Mortgage Power Move: Automate extra principal.
Extra Monthly — Years Saved — Interest Saved
$500 — ~6 yrs — ~$121K
$1,000 — ~10 yrs — ~$198K
🛡️ Protect & Strengthen Your Financial Health (Steps 4–6)
4️⃣ Build a Real Emergency Fund
This is your safety net when the market slows or life surprises you.
Save 3–6 months of expenses
Keep it in a separate high-yield savings
Start small—$50–$100/week
👉 Agent Tip: This removes panic and lets you make smart business decisions.
5️⃣ Use Credit to Your Advantage
Good credit = lower rates = more wealth.
Pay on time
Keep utilization under 30%
Don’t close old accounts
Monitor at https://Experian.com
Your credit score is based on:
35% payment history
30% utilization
15% history length
10% credit mix
10% inquiries
Ready to become an EXPIRED Listing Agent? As promised, here is the discount link for the EXPIRED LISTING LEADS: REDX
6️⃣ Cut Wasteful Spending — Without Feeling Deprived
Wealth grows faster when waste shrinks.
Cancel unused subscriptions
Batch errands & meal prep
Avoid emotional “treat yourself” spending
👉 Agent Tip: Put recurring expenses on a business credit card for rewards.
📈 Grow & Multiply Wealth (Steps 7–9)
7️⃣ Master Delayed Gratification
Millionaires don’t “look rich.” They think rich.
Say “not yet” more often
Delay purchases for 24 hours
Treat setbacks as course corrections
👉 Agent Tip: Hold a monthly Wealth Review to stay accountable.
8️⃣ Invest in Real Estate (Strategically)
You sell real estate—now own some.
Analyze buy-and-hold rental properties
Flips only when numbers truly work
Always measure cash flow, ROI, and expenses
👉 Agent Tip: Use your Guaranteed Home Sale Program to find off-market deals and build confidence.
9️⃣ Understand the Power of the S&P 500
The simplest path to wealth is often the most ignored.
S&P 500 averages ~10% annually over 100 years
Use VOO or SPY
Automate monthly contributions
📊 $1,000/month at 10%:
5 yrs: $77K
10 yrs: $200K
20 yrs: $690K
30 yrs: $2M
📊 $5,000/month at 10%:
5 yrs: $386K
10 yrs: $1M
20 yrs: $3.4M
30 yrs: $10.3M
👉 Agent Tip: Time in the market beats timing the market.
🚀 Quick-Start Checklist
Sign up at https://MonarchMoney.com
Download your Treasure Map
Track net worth monthly
Automate: taxes, savings, investing
Schedule a monthly “Wealth Check-In”
Make one extra mortgage payment per year
Start investing in the S&P 500 today
🔚 Conclusion: Master Your Money Like You Master Your Market
You already know how to guide clients through big financial decisions. Now it’s time to apply that same confidence and discipline to your own life.
Wealth doesn’t happen suddenly—it happens daily. Quietly. Consistently.
These habits will make you wealthy long before luck, leads, or low interest rates ever do.
You don’t need the “perfect moment.” You just need to start.
The wealthy agents of tomorrow are building today.
📲 Next Step
Text Tim at 512-758-0206 to apply for Elite Coaching—for agents serious about mastering their money, their business, and their future.
Slots for Q3 are extremely limited.
Join the next mastermind: https://HarrisMasterMind.com
